Key Attributes of Halal Investing
Shariah compliance - The Iman Fund adheres to credible Islamic principles. Islamic investing principles generally preclude investments in certain industries (e.g., alcohol, pornography and casinos) and
investments in interest bearing debt obligations or businesses that derive a substantial amount of interest income.
Choosing stocks that fit Islamic investing (Shariah Compliant) criteria is a time-intensive, analytical, and continuous process. For example, companies generally have a percentage of income that accrues due to interest and other
"impure" income from business activities contrary to the core values of Islam. This amount must be calculated for each stock, and communicate that to the many careful Muslim investors who wish to remove and give to charity this
percentage of capital gains. Insufficiently informed Brokers who may attempt to make these Shariah decisions alone put themselves at risk for not applying these principles properly.
Security and Diversification - The Fund, which is registered with the SEC in the highly transparent and regulated industry, offers you diversification with a portfolio of over 100.
Actively Managed Portfolio - The Fund's actively managed portfolio will enable the Fund to take advantage of future opportunities in the market while staying true to Islamic principles. Among the securities that meet
Islamic principles, the investment advisor will determine a security's attractiveness for purchase based on a number of factors, including its anticipated value and record of earnings growth, among other things.
Low Expenses - The Fund is a no load fund.
Accessibility and Flexibility - The Fund is available at Charles Schwab One Source. In addition, it is also available through Ameritrade, Scottrade, Vanguard 401K Plans, and TD
Waterhouse. We offer flexible investment accounts and services including telephone purchase and redemption, and check writing.
Multiple Accounts - The Fund offers a number of services catering to your financial needs. The following is a listing of our accounts: